Posted on 11 October 2012
Tags: coupons
Back in 2009, I wrote Why coupons could cost you more money. Today, I bring you an awesome post from the female perspective.
Most of you, I am sure, have probably cut coupons at some point. Coupons were first used in America in 1909 when Post made an innovative effort to increase sales of breakfast cereals and other products. Many view couponing as a great way to save a few extra bucks.
As a young mother of three beautiful children and the wife of a grad student, I have been forced back into the college budget. You know, the one where after all bills and obligations are payed you have approximately $50 to live on (small exaggeration).
In my last year of college, a visiting lecturer to one of my classes gave us several ideas on how to be more frugal and better investors. I loved one of his ideas for having a great time as families without breaking the bank.
My wife and I have been teaching a Family Relations class at church that includes a section on money management. Writing all of these posts on finances has come in handy as I have a lot of material on the topic of money.
This may seem silly but it’s true – donuts are a great way to test the law of diminishing returns. As a brief refresher from your school days, the law of diminishing returns states that at some point, each additional “unit” yields lower returns. In other words, you get less out of it than you put into it.
I know that at some point you’ve had your favorite gadget or appliance brake and you are left with the conundrum – Do I repair it or do I replace it?
Typically, I write about how to save money or avoid the temptation to indulge. I, at times, have chastened friends for their unnecessary expenditures. Today, I want to express quite the opposite.
When I got the good news that I had an interview with Oxford’s MBA program in New York City, I immediately went into how-do-I-spend-as-little-as-possible mode. Here’s a break down of how I was able to only spend $77.31 flying across the country.
Halloween can definitely get expensive after buying decorations, costumes for the whole family, food for parties and treats for the trick-or-treaters. Personally, I’d like to celebrate holidays in a less expensive style.
One of the advantages that I’ve found to social media is the ability to save money. For example, I saved 15% off my entire American Eagle purchase over the weekend all because of Foursquare.
One of the expense categories where my wife and I struggle the most is dining out. And I imagine that we are not the only ones. So here are some tips that we have found to be helpful.
If you have kids and are much of a Dr. Seuss fan, then you’ve probably read Dr. Seuss’s Sleep Book. We were reading it to our two little girls a few nights and I suddenly realized that Dr. Seuss was a financial guy too.