When was the last time you checked rates for your car insurance? Have you moved to a new state or purchased a home? A number of factors may qualify you for a lower rate with a different carrier.

If you’re a high school or a college student and just bought your first car, you are probably in the market for insurance to cover your vehicle against any sort of damage.

Does having poor health insurance cause you to be a smarter, less frivolous consumer? Or does it just mean not getting the health care you need?

Your free C.L.U.E. Report is much like a credit report in that it maintains a seven year record of your (1) personal property loss history and (2) inquiry history. They also calculate a score based on your loss history.

Whether it’s a break-in, a pipe breaking, a fire, or you lose your wedding ring (ask my wife about that one), chances are that you will need to use Home Owner’s or Renter’s insurance at some point.