Archive | Insurance

Permanent Life Insurance Series: Achieving Financial and Spending Freedom

Permanent Life Insurance Series: Achieving Financial and Spending Freedom

The biggest thing that is left out of the mix when buy term and invest the difference comes up is how to actually spend the money. Sounds funny right? How many of us need help spending money?

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Permanent Life Insurance Series: Returns, taxes, death benefit and debt

Permanent Life Insurance Series: Returns, taxes, death benefit and debt

It’s pretty easy to use a financial calculator and plug in a certain return, and a certain investment every month, and a time period and get a number saying how much money you will have in the future.

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Permanent Life Insurance Series: Is 12% Realistic when “Investing the Difference”

Permanent Life Insurance Series: Is 12% Realistic when “Investing the Difference”

Almost without exception, whenever I hear the phrase buy term and invest the difference, it is quickly followed by the statement, “the market has averaged 12% over the last 50 years,” or some other length of time.

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Permanent Life Insurance Series: How Term Life Insurance Works

Permanent Life Insurance Series: How Term Life Insurance Works

Let’s say you have a machine in your basement, a special machine, the only one of its kind in the entire world. When you use it, you turn a handle and it spits out money. You can do this as often as you like, as long as you like.

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Permanent Life Insurance Series: Challenging Pre-conceptions

Permanent Life Insurance Series: Challenging Pre-conceptions

Buy term and invest the difference is one of the most common pieces of financial advice out there. It is promoted in books, on TV, on the radio and just about every place where you might find financial information. But is it really the best thing for everyone to do?

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Like Foursquare? Hope so, cuz your insurance just went up [Image]

Like Foursquare? Hope so, cuz your insurance just went up [Image]

Services like Foursquare and Gowalla allow you to tell your friends, family, and social networks where you are at any given time. These services are a marketer’s dream come true. But marketers aren’t the only ones looking and mining that data.

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5 Tips for finding a good Financial Planner

5 Tips for finding a good Financial Planner

Looking for post ideas, I asked my Facebook community for suggestions. The first response I received was, “How do I know if a Financial Planner is any good?” Others immediately chimed in that they would also like know.

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Why you should not “Buy Term and Invest the Difference” [guest post]

Why you should not “Buy Term and Invest the Difference” [guest post]

Buy term and invest the difference is a very popular piece of financial advice, but is it really a good idea? Here are a few things you should consider before practicing this strategy.

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4 Steps to financially prepare for your own death

4 Steps to financially prepare for your own death

I know that the title of this post is somewhat morbid and not many people want to take about death. However, we are all going to pass on at some point and just like anything else in life, we need to be financially prepared.

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3 Reasons whole life insurance is not better than term life

3 Reasons whole life insurance is not better than term life

Whole life insurance can offer benefits to a financial plan. However, there are several big issues that you should be aware of befor buying a permanent life insurance policy.

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Auto Insurance: 3 Things You Should Know

Auto Insurance: 3 Things You Should Know

While I was attending college, we had a visiting lecturer for my financial planning course who discussed the various types of insurance. In particular, he gave us a crash course on auto insurance.

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Benefits of an Online Multi-Carrier Brokerage Firm vs a Local Agent [guest post]

Benefits of an Online Multi-Carrier Brokerage Firm vs a Local Agent [guest post]

In our current hectic and fast-paced lifestyle, technology has caught up with every industry, making businesses work better, faster and safer. The life insurance industry is no different.

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