The biggest thing that is left out of the mix when buy term and invest the difference comes up is how to actually spend the money. Sounds funny right? How many of us need help spending money?

It’s pretty easy to use a financial calculator and plug in a certain return, and a certain investment every month, and a time period and get a number saying how much money you will have in the future.

Almost without exception, whenever I hear the phrase buy term and invest the difference, it is quickly followed by the statement, “the market has averaged 12% over the last 50 years,” or some other length of time.

Let’s say you have a machine in your basement, a special machine, the only one of its kind in the entire world. When you use it, you turn a handle and it spits out money. You can do this as often as you like, as long as you like.

Buy term and invest the difference is one of the most common pieces of financial advice out there. It is promoted in books, on TV, on the radio and just about every place where you might find financial information. But is it really the best thing for everyone to do?

Services like Foursquare and Gowalla allow you to tell your friends, family, and social networks where you are at any given time. These services are a marketer’s dream come true. But marketers aren’t the only ones looking and mining that data.

Looking for post ideas, I asked my Facebook community for suggestions. The first response I received was, “How do I know if a Financial Planner is any good?” Others immediately chimed in that they would also like know.

Buy term and invest the difference is a very popular piece of financial advice, but is it really a good idea? Here are a few things you should consider before practicing this strategy.

I know that the title of this post is somewhat morbid and not many people want to take about death. However, we are all going to pass on at some point and just like anything else in life, we need to be financially prepared.

Whole life insurance can offer benefits to a financial plan. However, there are several big issues that you should be aware of befor buying a permanent life insurance policy.

While I was attending college, we had a visiting lecturer for my financial planning course who discussed the various types of insurance. In particular, he gave us a crash course on auto insurance.

In our current hectic and fast-paced lifestyle, technology has caught up with every industry, making businesses work better, faster and safer. The life insurance industry is no different.