Does having poor health insurance cause you to be a smarter, less frivolous consumer? Or does it just mean not getting the health care you need?

“And he that earneth wages earneth wages to put it into a bag with holes. Thus saith the Lord of hosts; Consider your ways.”

This is a guest post by One Advice at oneadvice.co.uk. One Advice is one of the longest established debt solutions practices in the UK offering a full range of financial solutions all under one roof.

Welcome to the September 14th, 2009, edition of Twenty Something Finances. I hope that you enjoy the line-up today. There are a lot of great articles, so enjoy and spread the word!

Whether it’s a break-in, a pipe breaking, a fire, or you lose your wedding ring (ask my wife about that one), chances are that you will need to use Home Owner’s or Renter’s insurance at some point.

Borrowing from family via a formalized process can help you receive the financing you need and has the added benefit of growing family wealth. But is borrowing from family a good idea?

Credit Karma provides you with your credit score and an analysis of your credit report for free, no really.

A six step outline on how to resolve an unexpected collections account including how to have the instance removed from your credit report.

When we all shrugged off our CEO’s email as an emotional rant, Luis saw an opportunity to move the company forward. Working in the repair shop, Luis answered the call to action and saved us $880,000.

You’re a liar. Don’t worry though, so am I. In fact, most people are liars. Satisfying some psychological need, we tell ourselves “stories” or lies about why a certain product or service will fulfill some deep rooted “need”.

A brief outline of the formula credit bureaus use to evaluate your credit score and how you can increase your credit score and improve your credit report.

My social security number is 457-55-5462. Wait, that’s actually Todd Davis’ social security number. Mr. Davis, CEO of LifeLock, has challenged every ill-intentioned malcontent to try to steal his identity.