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	<title>RabbitFunds.com &#187; Debt</title>
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	<link>http://www.rabbitfunds.com</link>
	<description>Financial Planning Information and Frugal Ideas</description>
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		<title>The Donut Test: What over-indulgence does to your satisfaction</title>
		<link>http://www.rabbitfunds.com/2012/01/the-donut-test-what-over-indulgence-does-to-your-satisfaction/</link>
		<comments>http://www.rabbitfunds.com/2012/01/the-donut-test-what-over-indulgence-does-to-your-satisfaction/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 03:31:03 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Cash Management]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[diminishing returns]]></category>
		<category><![CDATA[donuts]]></category>
		<category><![CDATA[eating out]]></category>
		<category><![CDATA[television]]></category>

		<guid isPermaLink="false">http://www.rabbitfunds.com/?p=1567</guid>
		<description><![CDATA[<p>This may seem silly but it's true - donuts are a great way to test the law of diminishing returns. As a brief refresher from your school days, the law of diminishing returns states that at some point, each additional "unit" yields lower returns. In other words, you get less out of it than you put into it.</p><p><a href="http://www.rabbitfunds.com/2012/01/the-donut-test-what-over-indulgence-does-to-your-satisfaction/">The Donut Test: What over-indulgence does to your satisfaction</a> is an article from <a href="http://www.rabbitfunds.com/">Rabbit Funds</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Graduate from college debt free, I did and so can you</title>
		<link>http://www.rabbitfunds.com/2011/11/graduate-from-college-debt-free/</link>
		<comments>http://www.rabbitfunds.com/2011/11/graduate-from-college-debt-free/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 13:55:00 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Careers]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[student loans]]></category>

		<guid isPermaLink="false">http://www.rabbitfunds.com/?p=2697</guid>
		<description><![CDATA[<p>My wife and I were fortunate to graduate with four year degrees without a penny in debt. Since I firmly believe that you can also graduate debt free, I want to share some suggestions based on what we did.</p><p><a href="http://www.rabbitfunds.com/2011/11/graduate-from-college-debt-free/">Graduate from college debt free, I did and so can you</a> is an article from <a href="http://www.rabbitfunds.com/">Rabbit Funds</a></p>]]></description>
		<wfw:commentRss>http://www.rabbitfunds.com/2011/11/graduate-from-college-debt-free/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Timebox your way to better financial health</title>
		<link>http://www.rabbitfunds.com/2011/09/timebox-your-way-to-better-financial-health/</link>
		<comments>http://www.rabbitfunds.com/2011/09/timebox-your-way-to-better-financial-health/#comments</comments>
		<pubDate>Tue, 27 Sep 2011 15:21:01 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[snowball method]]></category>

		<guid isPermaLink="false">http://www.rabbitfunds.com/?p=1300</guid>
		<description><![CDATA[<p>Timeboxing is a concept normally used in project management, especially software development. This post is about breaking down a large task into smaller tasks and giving each one a due date.</p><p><a href="http://www.rabbitfunds.com/2011/09/timebox-your-way-to-better-financial-health/">Timebox your way to better financial health</a> is an article from <a href="http://www.rabbitfunds.com/">Rabbit Funds</a></p>]]></description>
		<wfw:commentRss>http://www.rabbitfunds.com/2011/09/timebox-your-way-to-better-financial-health/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why do I have to wait until I&#8217;m in trouble to clean up my finances?</title>
		<link>http://www.rabbitfunds.com/2011/08/trouble-clean-up-my-finances/</link>
		<comments>http://www.rabbitfunds.com/2011/08/trouble-clean-up-my-finances/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 14:48:30 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[government]]></category>

		<guid isPermaLink="false">http://www.rabbitfunds.com/?p=2511</guid>
		<description><![CDATA[<p>So why do we as individuals and even huge governments let things get so far out of control before we make corrections? Why don't we guard ourselves against deviating from our course?</p><p><a href="http://www.rabbitfunds.com/2011/08/trouble-clean-up-my-finances/">Why do I have to wait until I&#8217;m in trouble to clean up my finances?</a> is an article from <a href="http://www.rabbitfunds.com/">Rabbit Funds</a></p>]]></description>
		<wfw:commentRss>http://www.rabbitfunds.com/2011/08/trouble-clean-up-my-finances/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>4 Reasons not to use debt to make an investment</title>
		<link>http://www.rabbitfunds.com/2010/07/4-reasons-not-to-use-debt-to-make-an-investment/</link>
		<comments>http://www.rabbitfunds.com/2010/07/4-reasons-not-to-use-debt-to-make-an-investment/#comments</comments>
		<pubDate>Wed, 07 Jul 2010 04:33:59 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[family finances]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[Investing]]></category>

		<guid isPermaLink="false">http://www.rabbitfunds.com/?p=406</guid>
		<description><![CDATA[<p>An outline of four reasons why you shouldn't use debt to make investments. And two reasons why some people do.</p><p><a href="http://www.rabbitfunds.com/2010/07/4-reasons-not-to-use-debt-to-make-an-investment/">4 Reasons not to use debt to make an investment</a> is an article from <a href="http://www.rabbitfunds.com/">Rabbit Funds</a></p>]]></description>
		<wfw:commentRss>http://www.rabbitfunds.com/2010/07/4-reasons-not-to-use-debt-to-make-an-investment/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Freedom Week: Financial Emancipation Proclamation</title>
		<link>http://www.rabbitfunds.com/2010/07/freedom-week-financial-emancipation-proclamation/</link>
		<comments>http://www.rabbitfunds.com/2010/07/freedom-week-financial-emancipation-proclamation/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 17:01:43 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[freedom week]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[overspending]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.rabbitfunds.com/?p=1689</guid>
		<description><![CDATA[<p>Todayâ€™s post, adapted from President Lincoln's famous proclamation, is the Financial Emancipation Proclamation.</p><p><a href="http://www.rabbitfunds.com/2010/07/freedom-week-financial-emancipation-proclamation/">Freedom Week: Financial Emancipation Proclamation</a> is an article from <a href="http://www.rabbitfunds.com/">Rabbit Funds</a></p>]]></description>
		<wfw:commentRss>http://www.rabbitfunds.com/2010/07/freedom-week-financial-emancipation-proclamation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Freedom Week: Financial Bill of Rights</title>
		<link>http://www.rabbitfunds.com/2010/06/freedom-week-financial-bill-of-rights/</link>
		<comments>http://www.rabbitfunds.com/2010/06/freedom-week-financial-bill-of-rights/#comments</comments>
		<pubDate>Wed, 30 Jun 2010 17:41:13 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[freedom week]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.rabbitfunds.com/?p=1662</guid>
		<description><![CDATA[<p>To celebrate the birth of our nation and the freedoms that we are afforded, I am writing three posts this week with a twist. Each post is based on an influential document which has given us rights.</p><p><a href="http://www.rabbitfunds.com/2010/06/freedom-week-financial-bill-of-rights/">Freedom Week: Financial Bill of Rights</a> is an article from <a href="http://www.rabbitfunds.com/">Rabbit Funds</a></p>]]></description>
		<wfw:commentRss>http://www.rabbitfunds.com/2010/06/freedom-week-financial-bill-of-rights/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Freedom Week: Financial Declaration of Independence</title>
		<link>http://www.rabbitfunds.com/2010/06/freedom-week-my-financial-declaration-of-independence/</link>
		<comments>http://www.rabbitfunds.com/2010/06/freedom-week-my-financial-declaration-of-independence/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 20:43:34 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[freedom week]]></category>

		<guid isPermaLink="false">http://www.rabbitfunds.com/?p=1651</guid>
		<description><![CDATA[<p>I decided to alter the beginning of the Declaration of Independence to create a Financial Declaration of Independence.</p><p><a href="http://www.rabbitfunds.com/2010/06/freedom-week-my-financial-declaration-of-independence/">Freedom Week: Financial Declaration of Independence</a> is an article from <a href="http://www.rabbitfunds.com/">Rabbit Funds</a></p>]]></description>
		<wfw:commentRss>http://www.rabbitfunds.com/2010/06/freedom-week-my-financial-declaration-of-independence/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>The Trouble with Identifying Debt Relief Scams</title>
		<link>http://www.rabbitfunds.com/2010/06/the-trouble-with-identifying-debt-relief-scams/</link>
		<comments>http://www.rabbitfunds.com/2010/06/the-trouble-with-identifying-debt-relief-scams/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 19:02:13 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[financial planning]]></category>

		<guid isPermaLink="false">http://www.rabbitfunds.com/?p=1643</guid>
		<description><![CDATA[<p>Any American who pays even the slightest bit of attention to television commercials or newspaper advertisements has likely seen his or her share of debt relief offers that seem to good to be true.</p><p><a href="http://www.rabbitfunds.com/2010/06/the-trouble-with-identifying-debt-relief-scams/">The Trouble with Identifying Debt Relief Scams</a> is an article from <a href="http://www.rabbitfunds.com/">Rabbit Funds</a></p>]]></description>
		<wfw:commentRss>http://www.rabbitfunds.com/2010/06/the-trouble-with-identifying-debt-relief-scams/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How To: Get out of debt using the Snowball Method</title>
		<link>http://www.rabbitfunds.com/2010/06/how-to-get-out-of-debt-using-the-snowball-method/</link>
		<comments>http://www.rabbitfunds.com/2010/06/how-to-get-out-of-debt-using-the-snowball-method/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 16:52:05 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[snowball method]]></category>

		<guid isPermaLink="false">http://www.rabbitfunds.com/?p=1611</guid>
		<description><![CDATA[<p>Credit card debt is wrecking people's lives as we speak. The lure of the "easy money" ruins a lot of families because credit card holders are too weak to refrain from buying yet another thing they really don't need.</p><p><a href="http://www.rabbitfunds.com/2010/06/how-to-get-out-of-debt-using-the-snowball-method/">How To: Get out of debt using the Snowball Method</a> is an article from <a href="http://www.rabbitfunds.com/">Rabbit Funds</a></p>]]></description>
		<wfw:commentRss>http://www.rabbitfunds.com/2010/06/how-to-get-out-of-debt-using-the-snowball-method/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How To: Manage your debts without using Debt Management Programs [guest post]</title>
		<link>http://www.rabbitfunds.com/2010/06/how-to-manage-your-debts-without-using-debt-management-programs/</link>
		<comments>http://www.rabbitfunds.com/2010/06/how-to-manage-your-debts-without-using-debt-management-programs/#comments</comments>
		<pubDate>Wed, 02 Jun 2010 00:48:26 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[debt management]]></category>

		<guid isPermaLink="false">http://www.rabbitfunds.com/?p=1583</guid>
		<description><![CDATA[<p>Louise Tillotson writes for a number of websites, including moneysupermarket.com, on debt management, household budgets, savings and other personal finance topics.</p><p><a href="http://www.rabbitfunds.com/2010/06/how-to-manage-your-debts-without-using-debt-management-programs/">How To: Manage your debts without using Debt Management Programs [guest post]</a> is an article from <a href="http://www.rabbitfunds.com/">Rabbit Funds</a></p>]]></description>
		<wfw:commentRss>http://www.rabbitfunds.com/2010/06/how-to-manage-your-debts-without-using-debt-management-programs/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Dear Dave Ramsey, I sold my car, but the golf clubs stay</title>
		<link>http://www.rabbitfunds.com/2010/03/dear-dave-ramsey-i-sold-my-car-but-the-golf-clubs-stay/</link>
		<comments>http://www.rabbitfunds.com/2010/03/dear-dave-ramsey-i-sold-my-car-but-the-golf-clubs-stay/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 18:25:44 +0000</pubDate>
		<dc:creator>Adam</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[dave ramsey]]></category>

		<guid isPermaLink="false">http://www.rabbitfunds.com/?p=1252</guid>
		<description><![CDATA[<p>I wrote a mock letter to Dave Ramsey several months ago lamenting the need to sell my car. Well, the deed is done. My baby is gone. And here's why I'm better for it.</p><p><a href="http://www.rabbitfunds.com/2010/03/dear-dave-ramsey-i-sold-my-car-but-the-golf-clubs-stay/">Dear Dave Ramsey, I sold my car, but the golf clubs stay</a> is an article from <a href="http://www.rabbitfunds.com/">Rabbit Funds</a></p>]]></description>
		<wfw:commentRss>http://www.rabbitfunds.com/2010/03/dear-dave-ramsey-i-sold-my-car-but-the-golf-clubs-stay/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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