This may seem silly but it’s true – donuts are a great way to test the law of diminishing returns. As a brief refresher from your school days, the law of diminishing returns states that at some point, each additional “unit” yields lower returns. In other words, you get less out of it than you put into it.

My wife and I were fortunate to graduate with four year degrees without a penny in debt. Since I firmly believe that you can also graduate debt free, I want to share some suggestions based on what we did.

Timeboxing is a concept normally used in project management, especially software development. This post is about breaking down a large task into smaller tasks and giving each one a due date.

So why do we as individuals and even huge governments let things get so far out of control before we make corrections? Why don’t we guard ourselves against deviating from our course?

An outline of four reasons why you shouldn’t use debt to make investments. And two reasons why some people do.

Today’s post, adapted from President Lincoln’s famous proclamation, is the Financial Emancipation Proclamation.

To celebrate the birth of our nation and the freedoms that we are afforded, I am writing three posts this week with a twist. Each post is based on an influential document which has given us rights.

I decided to alter the beginning of the Declaration of Independence to create a Financial Declaration of Independence.

Any American who pays even the slightest bit of attention to television commercials or newspaper advertisements has likely seen his or her share of debt relief offers that seem to good to be true.

Credit card debt is wrecking people’s lives as we speak. The lure of the “easy money” ruins a lot of families because credit card holders are too weak to refrain from buying yet another thing they really don’t need.

Louise Tillotson writes for a number of websites, including moneysupermarket.com, on debt management, household budgets, savings and other personal finance topics.

I wrote a mock letter to Dave Ramsey several months ago lamenting the need to sell my car. Well, the deed is done. My baby is gone. And here’s why I’m better for it.