Archive | Credit Cards

3 Reasons Dave Ramsey is wrong about Credit Cards

3 Reasons Dave Ramsey is wrong about Credit Cards

I have been asked if and when using credit cards makes sense. As a general rule, I tell people to never use a credit card. However, if you can exhibit self-control, then there are three reasons I would use a credit card.

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Game Theory: The Prisoner’s Dilemma and Personal Finance

Game Theory: The Prisoner’s Dilemma and Personal Finance

Let’s use game theory to analyze the true payoffs of using and not using credit cards. I’ll then show you how companies distort the truth hoping that you’ll choose a non-optimal solution.

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