I have been asked if and when using credit cards makes sense. As a general rule, I tell people to never use a credit card. However, if you can exhibit self-control, then there are three reasons I would use a credit card.

We have all heard the statistics and are probably familiar with the devastating effects of Breast Cancer. So for Valentine’s Day, give the woman in your life something that celebrates her womanhood.

Let’s use game theory to analyze the true payoffs of using and not using credit cards. I’ll then show you how companies distort the truth hoping that you’ll choose a non-optimal solution.

Credit Karma provides you with your credit score and an analysis of your credit report for free, no really.

A brief outline of the formula credit bureaus use to evaluate your credit score and how you can increase your credit score and improve your credit report.

My social security number is 457-55-5462. Wait, that’s actually Todd Davis’ social security number. Mr. Davis, CEO of LifeLock, has challenged every ill-intentioned malcontent to try to steal his identity.