A list of 49 expenses that should not be paid for with money from your emergency fund.

I received an email today from my bank asking me to opt in for overdraft protection. After clicking through to the opt in site, I realized that the email and site may not be legitimate.

My wife and I decided to take on J. Money’s No Spend Challenge he issued on Untemplater. The result: we failed miserably. Here’s why.

Over at Untemplater.com, J. Money issued a challenge to not spend any money outside of the necessary (e.g. groceries and utilities) for 30 days. Well, I’m taking him up on it.

I have a real treat today. Seth Risenmay, the founder of MoneyDesktop.com, answered some questions from me and also graciously offered a promo code for a free 3 month trial of his product.

You’re a liar. Don’t worry though, so am I. In fact, most people are liars. Satisfying some psychological need, we tell ourselves “stories” or lies about why a certain product or service will fulfill some deep rooted “need”.

Steven R. Covey taught that we should focus on living a principle centered life. As we align our actions and purpose with correct principles, we set a firm foundation for success and happiness.